About us

Our story

Unik Credit Management (UCM) is a family-owned, licensed, and bonded collection agency serving Eastern Ontario and Western Quebec since 1975. Our licensed paralegals work professionally and ethically to recover overdue accounts while protecting your reputation.

Since our founding, UCM has grown through the merger of three leading collection companies, becoming a recognized leader in debt recovery. Our senior agents’ paralegal expertise gives our clients a unique legal advantage, allowing us to handle each account efficiently and responsibly. We combine decades of experience with ethical practices to protect both your business and your client relationships, always focusing on results and your success.

BACKED BY DECADES OF EXPERIENCE

Our values

At UCM, integrity, professionalism, and client focus aren’t just words — they shape how we operate every day. From handling accounts ethically to providing personalized attention, our values ensure that every action supports our clients’ success.

Integrity

Client Focus

Efficiency

Ethical Practices

Numbers that speak for themselves

Years of experience
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millions recovered
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ethical practices
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Professional debt recovery you can trust.

At UCM, we provide professional debt collection services tailored to your business needs. Our licensed team works respectfully and efficiently to recover overdue payments while protecting your reputation. Best of all, if we don’t collect, you don’t pay.